Montgomery (Montgomery County) transfer tax
On a $400,000 home sale in Montgomery (Montgomery County), PA, transfer taxes come to $8,000 (2% of the price): Pennsylvania realty transfer tax (1%), Montgomery Township realty transfer tax (0.5%) and North Penn School District realty transfer tax (0.5%), split between buyer and seller as shown below.
Local total 1%; with the 1% state tax 2%.
Montgomery (Montgomery County) transfer tax calculator
- State
- Municipal
- School district
| Tax | Rate | Who pays | Amount |
|---|---|---|---|
| Pennsylvania realty transfer taxState | 1% | Split 50/50 | $4,000.00 |
| Montgomery Township realty transfer taxMunicipal | 0.5% | Split 50/50 | $2,000.00 |
| North Penn School District realty transfer taxSchool district | 0.5% | Split 50/50 | $2,000.00 |
| Total transfer tax (2% of the price) | $8,000.00 | ||
"Who pays" is the customary or legal default; your purchase contract can move it.
Transfer tax in Montgomery (Montgomery County) by home price
| Sale price | Total tax | Effective rate | Seller | Buyer |
|---|---|---|---|---|
| $250,000 | $5,000 | 2% | $2,500 | $2,500 |
| $400,000 | $8,000 | 2% | $4,000 | $4,000 |
| $600,000 | $12,000 | 2% | $6,000 | $6,000 |
| $800,000 | $16,000 | 2% | $8,000 | $8,000 |
| $1,000,000 | $20,000 | 2% | $10,000 | $10,000 |
| $1,500,000 | $30,000 | 2% | $15,000 | $15,000 |
| $2,500,000 | $50,000 | 2% | $25,000 | $25,000 |
| $5,000,000 | $100,000 | 2% | $50,000 | $50,000 |
Negotiable amounts are shown half to each side.
Selling in Montgomery (Montgomery County)?
Transfer tax is usually the second-biggest closing cost after the agent's commission. Comparing agents' fees often saves more than any exemption.
Exemptions in Pennsylvania
- Transfers between spouses
- Transfers between parent and child (or child's spouse), siblings, or grandparent and grandchild
- Transfers to a living trust
- Transfers by will or intestacy
- Transfers to the U.S., the Commonwealth or its instrumentalities
- Correction deeds and transfers for no or nominal consideration to confirm title
Local exemptions can differ; see Pennsylvania transfer tax.
Elsewhere in Montgomery County
- Abington2%
- Ambler2%
- Bridgeport2%
- Bryn Athyn2%
- Cheltenham2%
- Collegeville2%
- Conshohocken2%
- Douglass (Montgomery County)2%
- East Greenville2%
- East Norriton2%
- Franconia2%
- Green Lane2%
- Hatboro2%
- Hatfield2%
- Hatfield2%
- Horsham2%
- Jenkintown2%
- Lansdale2%
- Limerick2%
- Lower Frederick2%
- Lower Gwynedd2%
- Lower Merion2%
- Lower Moreland2%
- Lower Pottsgrove2%
- Lower Providence2%
- Lower Salford2%
- Marlborough2%
- Narberth2%
- New Hanover2%
- Norristown2%
- North Wales2%
- Pennsburg2%
- Perkiomen2%
- Plymouth (Montgomery County)2%
- Pottstown2%
- Red Hill2%
- Rockledge2%
- Royersford2%
- Salford2%
- Schwenksville2%
Questions
What is the transfer tax rate in Montgomery (Montgomery County)?
2% of the price on a $400,000 sale: Pennsylvania realty transfer tax (1%); Montgomery Township realty transfer tax (0.5%); North Penn School District realty transfer tax (0.5%).
Who pays transfer tax in Montgomery (Montgomery County)?
Pennsylvania realty transfer tax: Split 50/50 — Customarily split 50/50; the contract decides.. Montgomery Township realty transfer tax: Split 50/50 — Customarily split between buyer and seller; the sales agreement decides.. North Penn School District realty transfer tax: Split 50/50 — Customarily split between buyer and seller; the sales agreement decides.. The purchase contract can assign it differently.
How much is transfer tax on a $500,000 house in Montgomery (Montgomery County)?
$10,000 in total (seller $5,000, buyer $5,000).
Who pays transfer tax in Pennsylvania?
By custom buyer and seller split it 50/50, but the agreement of sale decides.
What is the total transfer tax in Philadelphia?
4.578%: 3.578% city plus 1% state.
Sources
- PA DCED Municipal Statistics – Municipal Tax Database (2026 reporting year, Realty Transfer)
- DCED 2026 municipal tax export (Excel)
- Pennsylvania Department of Revenue – Realty Transfer Tax
- Pennsylvania Department of Revenue – Tax Rates
Last checked October 13, 2026. Rates in effect for residential sales; commercial, leasehold and entity transfers can differ. Always confirm with your title company or closing attorney before closing.