Calumet City transfer tax
On a $400,000 home sale in Calumet City, IL, transfer taxes come to $3,800 (0.95% of the price): Illinois real estate transfer tax ($0.50 per $500), Cook County real estate transfer tax ($0.25 per $500) and Calumet City real estate transfer tax (0.8%–1.6% by price), split between buyer and seller as shown below.
We couldn't fully confirm this rate from an official source. Treat it as an estimate and check with the local tax office.
Encoded as marginal: the code assigns each rate to the part of the price within each band, but does not say outright whether higher rates apply to the whole price. Under $2M the result is the same either way.
Calumet City transfer tax calculator
- State
- County
- Municipal
| Tax | Rate | Who pays | Amount |
|---|---|---|---|
| Illinois real estate transfer taxState | $0.50 per $500 | Seller | $400.00 |
| Cook County real estate transfer taxCounty | $0.25 per $500 | Seller | $200.00 |
| Calumet City real estate transfer taxMunicipal | 0.8%–1.6% by price | Split 50/50 | $3,200.00 |
| Total transfer tax (0.95% of the price) | $3,800.00 | ||
"Who pays" is the customary or legal default; your purchase contract can move it.
Transfer tax in Calumet City by home price
| Sale price | Total tax | Effective rate | Seller | Buyer |
|---|---|---|---|---|
| $250,000 | $2,375 | 0.95% | $1,375 | $1,000 |
| $400,000 | $3,800 | 0.95% | $2,200 | $1,600 |
| $600,000 | $5,700 | 0.95% | $3,300 | $2,400 |
| $800,000 | $7,600 | 0.95% | $4,400 | $3,200 |
| $1,000,000 | $9,500 | 0.95% | $5,500 | $4,000 |
| $1,500,000 | $14,250 | 0.95% | $8,250 | $6,000 |
| $2,500,000 | $24,750 | 0.99% | $14,250 | $10,500 |
| $5,000,000 | $53,500 | 1.07% | $30,500 | $23,000 |
Negotiable amounts are shown half to each side.
Selling in Calumet City?
Transfer tax is usually the second-biggest closing cost after the agent's commission. Comparing agents' fees often saves more than any exemption.
Exemptions in Illinois
- Transfers to or from governments or charitable, religious or educational organizations
- Deeds securing a debt, or releasing property that secures a debt
- Deeds that confirm or correct a recorded deed without added consideration
- Actual consideration under $100
- Tax deeds and deeds of partition
- Deeds to a mortgage holder in lieu of foreclosure
- Exchanges of real estate (except any cash difference)
Local exemptions can differ; see Illinois transfer tax.
Elsewhere in Cook County
- Alsip0.5%
- Bartlett0.45%
- Bellwood0.65%
- Berwyn1.15%
- Burbank0.65%
- Burnham0.65%
- Calumet Park0.65%
- Chicago1.2%
- Chicago Heights0.55%
- Cicero1.15%
- Country Club Hills0.65%
- Des Plaines0.35%
- Dolton0.65%
- Elk Grove Village0.45%
- Elmwood Park0.65%
- Evanston0.65%
- Evergreen Park0.65%
- Glenwood0.65%
- Hanover Park0.45%
- Harvey0.65%
- Harwood Heights1.15%
- Hillside0.9%
- Hoffman Estates0.45%
- Maywood0.55%
- McCook0.65%
- Morton Grove0.45%
- Mount Prospect0.45%
- Niles0.45%
- Oak Lawn0.65%
- Oak Park0.95%
- Park Forest0.65%
- Park Ridge0.35%
- River Forest0.25%
- Rolling Meadows0.45%
- Schaumburg0.25%
- Skokie0.45%
- Stickney0.65%
- Stone Park0.55%
- Streamwood0.45%
- Wilmette0.45%
Questions
What is the transfer tax rate in Calumet City?
0.95% of the price on a $400,000 sale: Illinois real estate transfer tax ($0.50 per $500); Cook County real estate transfer tax ($0.25 per $500); Calumet City real estate transfer tax (0.8%–1.6% by price).
Who pays transfer tax in Calumet City?
Illinois real estate transfer tax: Seller — Customarily paid by the seller.. Cook County real estate transfer tax: Seller — Neither the statute nor the county ordinance fixes the payer; by Illinois custom the seller pays the state and county stamps unless the contract says otherwise.. Calumet City real estate transfer tax: Split 50/50 — Code 82-324: half paid by the seller, half by the buyer.. The purchase contract can assign it differently.
How much is transfer tax on a $500,000 house in Calumet City?
$4,750 in total (seller $2,750, buyer $2,000).
What is the Illinois transfer tax rate?
The state charges $0.50 per $500 and the county $0.25 per $500, which is $1.50 per $1,000 (0.15%) combined. A $300,000 sale owes $450 before any city tax.
Who pays transfer tax in Illinois?
By custom the seller pays the state and county tax. City taxes vary; Chicago's main city tax is charged to the buyer.
Sources
- Calumet City Code ch. 82 art. X Real Estate Transfer Tax
- Chicago Title - Transfer Taxes, Chicago Metropolitan Area (as of July 1, 2026)
- ATG - Calumet City real estate transfer tax ordinance summary
- Cook County Code Sec. 74-102 - Real Property Transfer Tax imposed ($0.25 per $500 or fraction)
- 55 ILCS 5/5-1031 - County real estate transfer tax
- Illinois Department of Revenue - Real Estate Transfer Tax
- Chicago Title - Transfer Taxes, Chicago Metropolitan Area (as of July 1, 2026)
- Illinois Department of Revenue – Form PTAX-203 and instructions
- 35 ILCS 200/31-10 (state rate)
Last checked October 13, 2026. Rates in effect for residential sales; commercial, leasehold and entity transfers can differ. Always confirm with your title company or closing attorney before closing.